As a certified contractor, we have strict guide lines we follow for water damage dry-outs. We work with all insurance companies, we will bill them directly as a courtesy to you. As the home owner you have the right to chose who will do the work in your home. Insurance companies have a preferred vendor list of water damage contractors who, “work for, or with them”. We do all we can to work within the insurance billing rules so that you have a better chance of only paying your deductible.